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Some of our happy clients

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The investment tools and education our employees get from OctaveWealth is second to none. They have the best platform we’ve seen.
Maxwell Salzberg
CEO, Backerkit
OctaveWealth understands our needs and allows us to focus our time on our business.
Alex Brown
Head of People & Business Operations, Boom Supersonic
We moved our 401(k) to OctaveWealth because they had a lot more options, flexibilty, and stronger customer support. I felt like I was in a safe pair of hands.
Michelle Berry
CPO, Dishcraft Robotics
OctaveWealth takes care of everything our 401(k) needs and lifts the burden from us
Malcolm Dunne
CFO, Tophatter
Of all the vendors we've used, OctaveWealth is the only one we haven't thought about switching. They are truly a great partner.
Jonathan Stambolis
CEO, Zenysis
OctaveWealth is like an extension of our team. They give us the expertise and guidance we need for anything 401(k) related.
Edie Markey
Head of Business Operations, The Hustle
Our employees love OctaveWealth. They have great service and have a really knowledgeable and responsive team.
Julie Jones
Head of Operations, Rollbar
1

Hassle-free admin

360 Payroll Integration means employee contributions are synced. We take care of on-boarding, education and annual filings.

2

Intelligent Investments

Employees get personalized spending projections, shortfall tracking, and savings advice directly in their account.

3

Concierge Service

A dedicated account manager will guide you through set-up, seamlessly transfer your current 401(k), and support you and your employees.

We’ll setup, manage and take liability for your 401(k), so you can focus on growing your business.

1

We design your plan & investment menu

2

We connect to your payroll

3

We enroll employees & provide financial education

4

We invest plan assets, which are held at a qualified custodian

5

We prepare notices & filings that can be sent with one click

Employees get personalized investment advice directly in their accounts. As 3(38) Investment Fiduciary you can rest assured that our interests are completely aligned.

Professionally Managed

We are a team of engineers and investment professionals. We built portfolio management software for some of the largest asset managers and traded $6 billion daily for the largest pension funds.3

Personalized

Our portfolios target an employee’s personal risk profile. This makes it more likely they stay invested and experience higher investment returns in the long run.

Conflict Free

We select the best fund for each asset class based purely on merit, and with the employee’s best interest in mind. Because we don't engage in revenue sharing, we have no conflicts of interest.

Employee Education & Advice

Employees get live education annually and personalized spending projections, shortfall tracking, and savings advice directly in their accounts.

GROWTH OF $50,000 AFTER 30 YEARS

OctaveWealth vs. Typical Investor

Typical return of 3.17% as calculated by DALBAR. OctaveWealth return is estimated by adding outperformance for the listed portfolio features.

Rebalancing+0.40%

Portfolio allocations drift as prices move. We use rebalancing to reduce risk, which increases returns in certain market conditions. Estimate based on Unconventional Success by David Svensen.

Diversification+0.60%

Traditional retirement portfolios invest in three asset classes: US Equity, US Debt and International Equity. OctaveWealth portfolios are diversified across 9 asset classes. Simulations of both approaches show diversification adds 0.6% on average.

Cost Saving+1.00%

We don't chart percentage fees based on assets managed because they erode invesment growth. We estimate a 1.00% saving when compared to typical small plans that charge 1%-1.32%. (Centre for American Progress).

Index Investing+1.24%

On average, an index investment style beats active investment management after fees. Estimate based on S&P Active Versus Passive Scorecard (SPIVA).

Behavior Gap+1.56%

Investors often try to increase growth by timing the market. On average these decisions negatively impact returns versus a buy-and-hold approach, this is called the Behavior Gap. Estimate based on Friesen & Sapp.

For illustrative purposes only. This is not a prediction or guarantee of future performance, and is not based on actual client trading data. Data as of 01/01/2016.

401(k)s don't have to be expensive.

Clear affordable pricing with no predatory fees.

Monthly Pricing

$200Base
+
$9Per Eligible
  • Avg fund fees: 0.07%
  • Annual Custody Fee: 0.03%
  • Additional employee fees: 0%.

    Many 401(k) providers deduct investment fees from employee accounts that erode growth. A typical employee contributes $10,000 to their 401(k) each year. Over 20 years, a 0.50% annual fee would cost an employee $1,000 a year.

    Account protection and security

    OctaveWealth uses state-of-the-art security measures when handling your information. Your sensitive personal information is fully encrypted and securely stored.

    OctaveWealth is registered with the Securities and Exchange Commission (SEC). All investments are held in a secure trust in your name with a third-party qualified custodian. Our brokerage partner is a member of Securities Investor Protection Corporation (SIPC), which insures your company’s account up to $500,000 (including $250,000 for claims for cash).

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